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Christian Financial Credit Union | Youth Accounts

Teach, Save & Thrive

We offer beginner tools and resources for kids, students, and young adults to help them manage their finances better.

Illustration of youth from baby to teen
Youth Account Savings

Smart Savings for Young Savers

Start building your child’s financial future today! Our youth accounts offer higher rates on lower balances, making it easier for young savers to grow their money.

To open an account:
Make an appointment at one of our convenient branch locations. Please bring:

  • Birth Certificate

  • Social Security Card

  • Student ID (if applicable)

  • Driver’s License or State ID for the adult

Help your young saver reach their goals, whether it’s college, a car, or their next big adventure!

Youth Savings

Type
Dividend Rate
Minimum Balance
APY*
Youth Savings* 1.00% $1,000.00 1.00%
0.05% $1000.01 and above 0.05%

*APY= Annual Percentage Yield. Yields may change after opening, and are subject to change without notice. This APY reflects a blended rate. Fees may reduce earnings. Rates are subject to change without notice. See our Member Agreement Booklet for full details.

Financial Youth Programs

Explore Our Programs

savings

Cash Corral Account

For ages: 0 – 12
Learn the fundamentals of managing finances with a Cash Corral youth account from Christian Financial.

This program helps them get a head start on their financial future.

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Ignition Account

For ages: 13 – 17
With an Ignition account, our younger members can learn to manage their money efficiently.

With this account members are eligible for a debit card with their checking account at age 16. Plus, every year Christian Financial offers Scholarship opportunities, so be sure to check back each year.

Eco

Enrich Account

For ages: 18 – 25
This program is designed to provide young adults with guidance and resources to take charge of their finances.

We can help you navigate any major life event such as: purchasing a car, graduating and going away to college, managing student loans, renting an apartment, and more!

Mountain Illustration with coin and flag.
Digital Banking for Youth Accounts

Save It Like You Mean It

College, consoles, or that creator setup, save for what’s next with Goal Builder.

Saving money sounds boring—until you’ve got something awesome to save for. That’s where Goal Builder comes in. It helps you stay on track, build smart habits, and actually see your progress. Just pick your goal, watch your savings grow, and feel good knowing you’re getting closer every day. It’s like having a hype crew for your wallet.

Illustration of a house with a car and coin under an umbrella
Featured Youth Certificate Option

Our Youth Certificate

A youth certificate can help foster good financial habits and growth at a young age. Plus, you can start saving with just $250!

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Open a Youth Account

Visit us at one of our branch locations or set up an appointment. Please be sure to bring your child's birth certificate and social security card during your appointment.